The Formula

Dr. Khalilah Campbell-Rhône

I love celebrating the success of women and highlighting the work that they do in our community. I just wanted to take to opportunity to promote this newly released book around the topic of education and working in schools that are failing. This would be an example of the modern day “Dr. Clark”. Remember the movie “Lean on Me?”

For any educator that is interested in how to turnaround schools in the topics presented in the book, please find this book at Amazon,


Book of the Week

I am now on Chapter 2 and am thinking about doing a class and breaking down the principles offered in each chapter. Chapter 2 is talking about the things we commonly hear that we think is good advice, but it hasn’t helped our financial literacy or us grow our wealth in the way that it should be growing with all your efforts to save and be frugal. That is just not enough.

For a subscription to Amazon Kindle to where you can read unlimited books, click here.

Happy Sunday!!

5 Part Series “Great Minds Discuss Grinds”

Business Minded
“You know the problems of those who face the necessity of beginning all over again. There are thousands of people in America today who would like to know how they can convert ideas into money, people who must start at scratch, without finances, and recover their losses.”
Jennings Randolph

The quote above provides insight into an issue that has been ever present in history. “Think and Grow Rich” by Napoleon Hill was written in 1937. This shows that even then, there has been and will always be individuals with money issues, from not having enough of it, to learning how to get more of it, to being able to hold on to more of it, when you get it.

I was inspired by a video I saw where an everyday person was discussing how he got started. It was not by following a prescribed program, but was through shear desire of wanting to do better in life.

The first thing that I noticed is that when you feel that you have nothing to offer, learn a new skill. Once you learn the basics of that new skill, then you start using it.

I hope this provides you inspiration as you prepare to begin your week ahead. I am attaching my 5 YouTube shorts that give you a condensed version of what is motivating me.

Making Business Moves

Part 1: “Great Minds Discuss Grinds”

Part 2: “Great Minds Discuss Grinds”

Part 3: “Great Minds Discuss Grinds”

Part 4: “Great Minds Discuss Grinds”

Part 4-Second Part:

Part 5: “Great Minds Discuss Grinds”

Making Money Moves

Reading list for 2022 Recap


So at the beginning of the year there was some reading I want to get done. Attached at the bottom is my original post for what I wanted to read. The first book on my list was the “Blue Ocean Strategy.”

Blue Ocean

I am not saying I do not appreciate scholarly writing, but the only thing thing that I could glean from the reading I could get through is about how you should expand into new markets and not the ones who are trusted, tried and true, because by the time you know more about it, it has been saturated.

The Blue Ocean Strategy is about taking advantage of what is currently happening by taking risks. After that, I lost interest. The reason for this is that there are so many books that tell us there are side hustles available and what others are doing, but what they are failing to do is to actually tell the real of how they became entrepreneurs.

What I have discovered through beginning my journey as an entrepreneur, I have learned that reading, taking classes, and more reading is what is what develops us personally and fills us with ideas of what to do next.

When you see inspiration, chase it.

For those who are interested in the overview and analysis of the book can purchase it here.

Also, if you are a reader and want the choice of books at your fingertips, click here for an Amazon Kindle subscription.

Credit Card Fraud

Credit Card
Cleaning up Fraud when it happens to you

Tips and how to stay alert

I was recently reviewing my credit card statement. Even though I totally paid off my credit card, I still reviewed my statement. After reviewing my statement, I found that there was a charge made 2 days after totally paying my card off and at the end of the month.

It’s crazy to me that these two charges happened when I wouldn’t dare look at my bill because it is not close to when it is due. One charge happened just after i completely paid it off, so I wouldn’t have a reason to look at the bill.

I went online to see what happened. I was couldn’t access my account, it said that I excessively accessed my account so I had to reset the password, so like a pretty decent technology savvy person, I reset the password.

After doing all of that, I attempted to access my account again.

Can you guess what happened next??? I was locked out. I then called the customer line and they were closed, but I could listen to the information of the charges via phone, and then that is when I found a second charge!

The second charge happened maybe a week or two before my due date to pay the bill. Whoever made this charge did it where I would receive the shock of my life. I had to wait until the customer service line was open to handle this situation .

Why am I telling you this?? Check your statements regularly and change your cards out after a period of time. People get comfortable with things being the same and a since of normalcy. That is what criminals count on: your sense of vigilance of being a person of routine. Please learn from my unfortunate circumstance of being inconvenienced.

Clair Huxtable vs. Claire Underwood

These are two interesting fictional characters where some valuable lessons can be taken from them in looking at the dynamics between powerful men and the women they marry. This is not just reflective with powerful couples, but with regular couples. What really inspired this train of thought is the clip included above sharing the perspective of two women from different walks of life, but with the shared goal of furthering the agenda of the man and the family.

For example, Clare Huxtable from “The Cosby Show” there was an episode of where there was a discussion around her serving her man. Now let’s look at this concept here. In that moment, 50/50 meant to “serve” her man was to go get coffee. Clair Underwood from “House of Cards” demonstrates this same “service” because she knows the agenda, and finds her place in the agenda, which shows an extension of him. The caveat to this is, if he doesn’t know, she helps him to figure it out. She is aggressive in his agenda, no matter what it is.

So the lesson learned here is that to truly find yourself is to find purpose is to find yourself. This is not in the form of your job, but making certain investments in others. This is just food for thought.

Tik Tok Influencer Sued!!!Brittany Dawn

I originally heard this story on Good Morning America and it I initially thought this is another example of how people should learn new skills and do it for themselves. We should stop glamorizing these influencers . Yes they are doing the things that we wish we could do, eventually, but you also have to understand that you can do it too! Take classes, practice, and keep your day job until you can make something of your new found skill.

Acquiring “real” money does not happen overnight, and definitely not quickly like people are claiming it to be. Patience, time, and diligence is what is needed.

I hope this article serves as inspiration to not let yourself be taken advantage of. Always commit yourself to learning something new, get new certifications, and always be ready in case something does not work out.

Happy Saturday! Stay blessed and stay learning…